Convert Bank Statements to Xero CSV
Turn a PDF, scan, or screenshot of a bank statement into a Xero-ready CSV with Date, Amount, Payee, and Reference columns. Review the extracted transactions, download the file, and import it through Xero's bank statement workflow.
CleanStmt does not connect to your Xero account or store your banking credentials. It prepares a clean import file so you can keep the final mapping and approval step inside Xero.
| Date | Description | Amount | Balance |
|---|---|---|---|
| 01/15/24 | Amazon.com | -$89.99 | $12,450 |
| 01/16/24 | Wire Transfer | +$5,000 | $17,450 |
Xero can import bank statement data, but older statements and unsupported bank exports often leave you with a PDF that is easy to read and difficult to use. Copying transactions by hand creates date mistakes, missing rows, and inconsistent descriptions. CleanStmt converts a bank statement PDF or scan into a CSV with four practical fields: Date, Amount, Payee, and Reference. Deposits are positive, withdrawals are negative, and the original transaction description is preserved so you can review the file before importing it into Xero. This workflow is useful when a bank feed is unavailable, when you need historical statements, or when a client sends a statement as a PDF instead of a native export. CleanStmt prepares the file; Xero remains the place where you select the bank account, map columns if needed, and confirm the import.
What you need
- A bank statement in PDF, PNG, JPG, or screenshot form
- Access to the correct Xero organisation and bank account
- A chance to compare the first and last balances before importing
How it works — three steps, under a minute
- 1Upload a bank statement PDF, scan, or screenshot from any bank.
- 2Review the extracted transaction rows and correct any values that need attention.
- 3Download the Xero CSV, then import and map it inside the correct Xero organisation and bank account.
Why use CleanStmt for Bank Statement to Xero
Built so the export is ready the moment you download it.
Xero-friendly columns
The CSV uses Date, Amount, Payee, and Reference fields that match the concepts Xero asks you to map during manual statement import.
Correct signed amounts
Money in is positive and money out is negative, making the direction visible before you upload the file to Xero.
Scanned statements supported
AI OCR can read photographed and scanned statements as well as native PDFs, so historical paper records remain usable.
Review before import
Check dates, descriptions, amounts, and row counts in the result table before downloading an import file.
No Xero credentials in CleanStmt
There is no OAuth connection or account authorisation step. You keep the final import decision inside Xero.
Useful for historical data
Prepare older PDF statements when a native bank export or current bank feed does not cover the period you need.
Who uses this bank statement workflow
Xero bookkeepers
Prepare client PDF statements for review without manually retyping every transaction.
Small businesses
Bring historical transactions into Xero when a bank feed does not include the required period.
Accountants
Standardise statements from different banks into one reviewable import structure.
Migration teams
Clean statement history before moving records into a new Xero organisation.
CleanStmt vs generic converters
Generic tools export a file. CleanStmt prepares a reviewed file for the accounting workflow you actually use.
| Feature | Other Services | CleanStmt |
|---|---|---|
| Input source | Manual entry from a PDF or screenshot | AI extraction from PDF, scan, or image |
| Amount direction | Debit and credit signs need manual cleanup | Money in positive, money out negative |
| Xero workflow | Unstructured spreadsheet needs rebuilding | Date, Amount, Payee, Reference CSV for Xero mapping |
| Account access | Third-party connection may require credentials | No Xero credentials handled by CleanStmt |
Frequently asked questions
Can I convert a PDF bank statement to Xero CSV?
Yes. Upload a PDF, scan, or screenshot and CleanStmt creates a CSV with Date, Amount, Payee, and Reference columns. Review the rows, then import and map the file inside Xero.
Does CleanStmt connect directly to Xero?
No. CleanStmt does not request your Xero login or OAuth permission. It prepares a reviewed CSV, while you control the account selection and final import in Xero.
Are Xero CSV amounts positive or negative?
The Xero export uses positive amounts for money received and negative amounts for money spent. Always compare the first rows and running balance with the source statement before importing.
Can I import the CSV without mapping columns in Xero?
Xero may recognise the standard field names, but its import flow can still ask you to map or confirm columns. CleanStmt does not claim that every bank or Xero region will skip mapping.
Can I convert a scanned bank statement for Xero?
Yes. CleanStmt uses AI OCR for scanned PDFs and images. Review extracted dates and amounts carefully because scan quality affects OCR accuracy.
Is my Xero or bank data stored?
CleanStmt does not receive Xero credentials. Uploaded statement files are processed for extraction and are automatically deleted within one hour according to the site's privacy policy.
Convert your bank statement to any format
Pick the export format your bookkeeping tool expects. Every conversion preserves clean columns with no merged cells.